Thursday, September 25, 2008

Make Money Online

Just heard about this new site WidgetBucks that helps you make some great money by adding some cool widgets to your site. The widgets generally show shopping items available on different sites like newegg.com, amazon.com, etc.

Widgets come in a range of sizes( 468*60, 728*90, 660*330, 300*250, 160*600) and can be customized to different colors, so as to gel in with the colors of your site. By choosing the Merchsense option ( that is patented by Widget Bucks ) you can have ads relevant to your site content. Check the bottom of this post to see how the widgets appear.

How To Apply For WidgetBucks

As Widget Bucks is a relatively new venture, they do not have restrictions for publishers to join. No minimum traffic requirements or minimum PR guidelines. All you have to have is a site for which you must apply. In a few minutes you will receive confirmation by Widgetbucks to jadd the widgets to your site. I got thw widgetbucks confirmation mail in my bulk account, so please do check your bulk mail. Once you receive the confirmation, you are on your way making money with this widget.

Signup by clicking on this link : Earn $$ with WidgetBucks.

Get $25 Just For Sign Up At Widget Bucks

Auction ads too has this incentive to attract publishers to join their site. But it is rather difficult to make money with auction ads because you get paid only when some one clicks on the ads and then buys a product. So you get a commission only on converted sales.

But Widget Bucks isn’t that way. With Widget Bucks you make money on a ‘per click’ (CPC) basis and WidgetBucks claim that those who’ve tested them are getting $3-$6 CPM. Payment is via Check or paypal, but you need to hit $50 before you trigger your first payment. So to get your first pay check you just have to wait for another $25. This $50 payout is definitely attractive as other sites ( adsense, kontera) generally have a payout of $100.

Have A Big Bite When The Cake Has Just Been Baked

Widget Bucks has just launched ( it has an alexa rank of 1,000,000 +) and popular sites have already started blogging about it. So hit the hammer when the iron is still hot and cash on the opportunity to make some great money with Widget Bucks. I have just applied for Widgetbucks, for one of my sites and shall report about how much earningsI make in a week’s time. Also shall review any downsides if any on Widgetbucks.

Read articles about a few bloggers who have written about Widget Bucks :

Earn $$ with WidgetBucks

Friday, September 19, 2008

Top secrets of Warren Buffett’s success

With an estimated net worth of $62 billion, the world’s richest person and the greatest investor of all time, Warren Buffett ‘s timeless philosophy of value investing has proven relevant and profitable in all types of markets and financial environments.

Following his simple strategies, he has converted the holding company Berkshire Hathaway into a powerhouse today.

However, despite being simple, he believes in doing things patiently and differently because that’s the only way to stand tall in a crowd.

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently,” he says.

You believe him or not, but some of the top secrets of the stupendous success he has achieved as an investor are here.

ery few people are aware that one of the top secrets of Warren Buffett’s stupendous success is simple living and high thinking.

In fact, anyone with modest means can claim to be leading a simple life. But give one money and one would start behaving like a king.

That, however, is not the case with Buffett who still leads a very simple life considering his status. Like, he lives in a house he bought ages back and dresses up in normal clothes.

“I just naturally want to do things that make sense. In my personal life too, I don't care what other rich people are doing. I don’t want a 405 foot boat just because someone else has a 400 foot boat,” he says.

You believe him or not, but some of the top secrets of the stupendous success he has achieved as an investor are here:

Unlike many investors around us, Warren Buffett never has had any unrealistic expectation from the market.

No wonder, he says that earning more than 12 per cent in stock is pure dumb luck.

“During the 20th Century, the Dow advanced from 66 to 11,497. This gain, though it appears huge, shrinks to 5.3 per cent when compounded annually .... For investors to merely match that 5.3 per cent market-value gain, the Dow – recently below 13,000 – would need to close at about 2,000,000 on December 31, 2099!”

Thus, “if your adviser talks to you about double-digit returns from equities, explain this math to him,” he says.One thing that Warren Buffett doesn’t do is try to time the stock market, although he does have a very strong view on the price levels appropriate to individual shares.

A majority of investors, however, do just the opposite, something that financial planners are always warning them to avoid.Buffett also likes to keep his investment portfolio limited and simple, and believes in adopting simple investing strategies.

“I want to be able to explain my mistakes. This means I do only the things I completely understand,” he says.

According to his philosophy, keeping one’s attention limited to selected stocks and investment avenues, and not diversifying too much also helps.

“Over time, you will find only a few companies that meet these standards -- so when you see one that qualifies, you should buy a meaningful amount of stock. You must also resist temptation to stray from your guidelines: If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes,” he says.Buffett does not believe in reinvesting earnings in the same business. Because no one can guarantee you the same return again.

May be you may loose your money in that process. So it is always better to look for new avenues where one can optimize returns.

“There’s no rule that you have to invest money where you’ve earned it. Indeed, it’s often a mistake to do so,” he says.It is very easy to follow others and very difficult to carve one’s own way out. But it is only the second strategy which often makes one successful.

This philosophy holds true for the stock market as well.

“Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can’t buy what is popular and do well,” Buffett says.

Thursday, September 18, 2008

The Story Of Lehman Brothers

The history of Lehman Brothers parallels the growth of the United States and its energetic drive toward prosperity and international prominence. What would evolve into a global financial entity began as a general store in the American South.

Henry Lehman, an immigrant from Germany, opened his small shop in the city of Montgomery, Alabama in 1844. Six years later, he was joined by brothers Emanuel and Mayer, and they named the business Lehman Brothers. The firm, thus, was founded in 1850.

Cotton was the cash crop of the time, and the Lehmans accepted it from the local farmers as currency to settle accounts. The brothers traded the cotton for cash or merchandise, becoming brokers for buyers and sellers of the crop.

In 1858, they opened an office in New York, which was the commodity trading center of the country.
The Civil War disrupted the Lehmans' business. When hostilities ended, the brothers moved north and concentrated their operations in New York, where they helped establish the Cotton Exchange.

The post-war period witnessed the rapid growth of railroads, sparking the transformation of the nation from an agrarian to an industrial economy. At the time, Lehman Brothers' future merger partner, Kuhn, Loeb, was underwriting much of the financing for railroad construction.

Railroad bonds represented a significant advance in the development of capital markets. Their affordable price attracted a great number of individual investors and Lehman Brothers, recognizing a trend, expanded its commodities business to include the sale and trading of securities. The firm also moved into the area of financial advisory, which provided the foundation for underwriting expertise.

During the vigorous economic expansion of the second half of the 19th century, Lehman Brothers broadened its expertise beyond commodities brokerage to merchant banking. Building a securities trading business, they became members of the New York Stock Exchange in 1887.

Setting the stage for future global growth, Jacob Schiff, a Kuhn, Loeb partner, led the firm to establish investment-banking relationships in Europe and Japan.

The firm acquired a seat on the New York Stock Exchange in 1887 and underwrote its first stock offering in 1889.

At the turn of the century, Lehman Brothers was a founding financier of emerging retailers, including Sears, Roebuck & Company, F.W. Woolworth Company, May Department Stores Company, Gimbel Brothers Inc and R H Macy & Company.

In the 1920s, Robert Lehman perceived dynamic changes occurring in the nation’s economy, and focused the company on rapidly-developing consumer industries such as retailing, airlines and communications. Lehman Brothers was a strong supporter of the entertainment sector and advised on the consolidation of major movie theater chains. Start-up ventures, including film studios RKO, Paramount and 20th Century Fox, benefited from financing arranged by the firm.

Triggered by the stock market crash of 1929, the depression placed tremendous pressure on the availability of capital. Lehman Brothers was one of the pioneers of innovative financing techniques such as private placements, arranging loans between blue-chip borrowers and private lenders. These loans offered strict safeguards and solid returns for lenders, while enabling borrowers to raise much-needed capital.
The 1930s witnessed the explosive growth of radio and experimentation with a developing technology called television. Lehman Brothers underwrote the initial public offering for DuMont, the first television manufacturer, and helped fund the Radio Corporation of America, known as RCA.

Beginning in the 1930s, the increasing demand for oil set off waves of wildcat drilling in search of the resource. Companies like Halliburton and Kerr-McGee relied on Lehman Brothers for capital to fund their activities.


The end of World War II ignited an unprecedented era of prosperity, fueling the growth of consumer industries such as home appliances and auto manufacturing. Lehman Brothers became an important financial advisor and underwriter for many growing companies and established a number of long-term relationships that are still active today.

Economic expansion accelerated in the 1950s with the dawn of the Electronics Age, and Lehman Brothers arranged start-up financing for companies such as Litton Industries. The Firm also lent its expertise and advisory skills to Burlington Mills, Schenley Industries and American Export Lines.

This period was also the beginning of the computer era, and Lehman Brothers provided IPO underwriting for industry pioneer Digital Equipment. The Firm later arranged the acquisition of Digital by Compaq.

The travel industry benefited from the sustained economic growth of the period, and Lehman Brothers sponsored the IPO of Hertz Rent-a-Car. The focus on transportation and travel continued into the 1960s, with Lehman Brothers advising Ford Motor Company, TWA, American Airlines and Continental Airlines.

At this time, consumer-driven companies such as General Foods, Campbell Soup and Philip Morris turned to Lehman Brothers to help finance the growth necessary to satisfy burgeoning demand for their products.

y the 1960s and 1970s, many of Lehman Brothers' clients were expanding overseas. To meet their financial needs, the firm opened an office in Paris in 1960, followed by a location in London in 1972 and Tokyo in 1973. This growing international presence was enhanced by the merger with Kuhn, Loeb.

With continued advances in electronics and information technology in the 1970s, Lehman Brothers worked with leading players such as IBM, Digital Equipment Corporation and Loral. It acquired Abraham & Co in 1975.

In the 1980s, Lehman Brothers played an important role in the dawn of the Information Age, helping fund such companies as Intel and new technology businesses of the period, which later became the leading players in the high-tech revolution.

During the robust merger and acquisition activity of the 1980s, Lehman Brothers advised companies such as Chrysler, American Motors, General Foods, Philip Morris and Hoffman-LaRoche on expanding domestic and international operations.

In the mid-1980s, breakthrough research in the life sciences introduced the biotech era, revolutionizing the healthcare industry. Lehman Brothers assisted a number of new businesses in obtaining the capital needed to fund research and development. A leading advisor to the healthcare sector, the Firm worked with major pharmaceutical companies during the international consolidation and globalization of the industry. In 1984 American Express acquired Lehman Brothers and merged the firm with Shearson.

American Express divested Shearson in 1993, and the independent firm once again became known solely as Lehman Brothers.

The firm became independent in 1994 through a public stock offering and Lehman Brothers Holding Inc. common stock commences trading on the New York & Pacific stock exchanges.

Lehman Brothers opens an office in Tel Aviv, Israel, building upon its long-term presence in that country.

Lehman Brothers celebrates its 150th year anniversary.

The firm joins the S&P 100 Index and its stock price hits $100 for the first time.

Lehman Brothers becomes the first firm to underwrite corporate debt on the Internet.

The firm launches LehmanLive, a web site that offers clients around the globe access to a vast array of services and proprietary information 24 hours a day.

The firm resumes fixed income trading two days after September 11 and equity trading when US markets open.

Lehman Brothers brings the first IPO, Given Imaging, to market after September 11.

The Firm buys 745 Seventh Ave. for its new global headquarters in Midtown Manhattan and purchases additional space in New York City and New Jersey.

Lehman Brothers becomes a member of the Amsterdam Stock Exchange.

Lehman Brothers moves into its new global headquarters in Midtown Manhattan in 2002 and establishes the Wealth and Asset Management Division. It also executes the largest financial services IPO in history for CIT Group, and the largest European leveraged buyout in history for KKR and Wendel Investissement. Lehman Brothers acquires Lincoln Capital Management's fixed income business.

Lehman Brothers acquires Neuberger Berman in 2003 and moves to its new European headquarters at 25 Bank Street in Canary Wharf.

It moves to its new Asia headquarters in Tokyo's Roppongi Hills in 2004 and executes the largest capital markets transaction in the history of the US utility industry for Pacific Gas & Electric and the largest IPO globally in 2004 for Belgacom SA.

Lehman Brothers achieves record revenues, net income and earnings per share based on record results in each business segment and region in 2005. The Firm's assets under management grow to a record $175 billion. Named ‘Best Investment Bank’ by Euromoney in its 2005 Awards for Excellence.

Lehman Brothers opens an office in Mumbai in 2005.

In 2006 Lehman Brothers ranks #1 in the Barron's 500 annual survey of corporate performance for the largest companies in the US and Canada.

Lehman Brothers ranks #1 ‘Most Admired Securities Firm’ by Fortune in 2007. Also acts as financial advisor on largest-ever M&A transaction in financial institutions sector: $98 billion acquisition of ABN AMRO by a consortium of the Royal Bank of Scotland, Santander and Fortis.

Creates the Lehman Brothers Center for Global Finance and Economic Development at Spelman College. Establishes the Council on Climate Change.

10 Ways To Pick Up Women

Picking up a woman tends to be easy and fun when you are at the right place and at the right time. Here are the ways to pick up a woman to help the alpha males on their dating and love life. 1. Go to the right place. The usual places for men to pick up women are the clubs, bars and disco houses. Whether you are going alone or with friends, make sure to choose a nice, safe and well-known place. You don't necessarily have to opt for the most expensive, but consider researching and asking trusted people on the best hang-outs that's best to pick-up a woman. 2. Chose the right girl. I know that it's hard, but I'll try to make it easier for you. Once you enter the place, you will probably have a lot of "potential targets" to choose from. Find someone and examine them from afar. Are they alone? Well, it may or may not be a good sign. You're lucky if she's alone. But she might be waiting for someone else on the other hand. Is she with her friends or with a group of people? Don't loose hope; there will always be a great chance that her companions will leave the table to dance/go to restroom and stuff. Notice of she looks bored or unhappy. This will be a great opportunity for you to get her attention. 3. Practice the art of flirting. The best way a stranger can notice you is to suggest that you are attracted to her through body language flirting. Use the eye contact test. If you catch her trading glances with you, that is your cue to get off your ass and approach. It's a clear sign that she finds you attractive and she wants you to approach her. 4. Approach her and introduce yourself. And by that, I mean properly. Just because the place is not formal, you should make an effort to introduce yourself in a striking and intelligent manner. Ask her casual questions, like if she's having fun but avoid buying her a drink! Only beta males buy drinks for women right off the bat. 5. Avoid cheesy and blunt pick-up lines. Using pick-up lines is probably the most widely used way to pick up a woman. A girl can smell a fake from a mile away. Opt for casual questions and ice breakers. Smile and make eye contact. 6. Be a good conversationalist. Talk to her in a way that she will find you interesting, funny and sincere. Inject humor, teasing, curiosity and seriousness in your conversation. Take advantage of this opportunity to get to know her better and learn a lot of new things as well. 7. Mind your manners. Everyone's attracted to a gentleman. Try to leave a good impression by being polite, interested and appropriate. If you ask her to dance, respect her decision if she declines. If she says yes, dance with grace and leave the body grinding for another time. 8. When things get more a little more serious and comfortable suggest a less quite place where you both can sit down and talk. The best way to pick up a woman, as they say, is to gain her trust and make her feel at ease with you. 9. Compliment her. The trick is not to be like everyone else. Don't compliment her beauty! Every other guy does that and she's heard it a million times. Find something unique and compliment her on that. 10. Remember that picking up women needs practice. It's a numbers game and there will always be a time where you will get rejected. Accept it and learn from your mistakes.

10 Dating Tips For Guys

Dating has been observed lately as more relaxed and informal. As a part of the male species, this is a sign that dating has opened its doors for you. Now, dating would be less difficult to do. To make thing easier for you, here are the 10 Dating tips for guys. Read on. Tip #1: Try to look your best. Remember that a date, especially the first date, is the time for fist impressions, which they say, will last forever. Try to achieve a cool, confident look by knowing what to wear. The casual look is the first choice of many, but it really depends on the clothes that you are comfortable wearing. Be it a t-shirt, polo or jacket, what matters most is the fact that it is ironed and not wrinkly, has zero dirt stains and looks perfectly good on you. Now that you have an idea on what to wear, let's go to the scent. According to dating experts, a guy's smell will either increase your points or turn-off a girl. Be it a cologne or perfume; make sure to spray on the right amount and at the right places! Spray a moderate amount on the sides of your necks, wrist and chest. Brush your teeth, style your hair (or get a descent haircut), bring a handkerchief (especially when you're eating out), cut your nails and check your face in the mirror. Now, you're ready to go! Tip#2: Be on time. Patience may be a virtue, but being late is rude and a sign of being uninterested. Have a list of "things to do" to be aware of time. If the girl is late, try telling her to make up for it by buying you a drink, bit in a teasing and gentle voice. Tip#3: Find the best place. You and your date should agree where to go beforehand. As an alpha male take control and have a plan where to meet. Suggest a coffee shop, the fair or even a local eatery that is cheap but serves good food. If it seems that the two of you have different ideas, try to compromise. Let her decide and the next date will be yours. Just remember to find a place where the two of will be comfortable while having fun at the same time. Tip#4: Mind your manners. All the things that your mom taught you about etiquettes are helpful during a date. Show her that you are a gentleman by opening the door car, pulling a chair for her to sit down. Use your utensils properly and eat with grace. Believe me; all of these will matter to her. Tip#5: Make sure you can spit good game. Nobody likes a boring date, so make an effort to communicate with her. Remember that you are not here to impress her, but to get to know each other. Ask her questions and let her ask you the same things. Say the right thing at the right place. If it's your first date, then try avoiding topics like your ex, her ex, politics and other embarrassing questions. Tip#6: Be spontaneous. The best dating tip for guys that I can give is to be spontaneous. Don't be too conscious and keep thinking about what will happen next. Stop asking yourself if she's having fun. Be laid back and most of all be relaxed. Everything will fall into places, as long as the two of you are having fun. Tip#7: The payment method. Usually, the men pay the bill. But there are always instances where girls prefer to shoulder the expense. On a first date never take her to the fine restaurant and spend gobs of cash. A cup of coffee and a cheap lunch is the way to go. When the bill comes just say, "Don't worry I got it's no big deal". You only take your girlfriend to a nice restaurant and even then only take her once and awhile. Tip#8: Make the Best of your date. Every date should be memorable, so try to make the best out of it. How to do it depends on you and your girl. Make her feel special, as it will guarantee a follow-up date. Tip#9: The Kissing game. Now, here's the most asked dating tip for guys, should I kiss my date? The answer still lays on you, my friend. You must look for some signals she may be transmitting such as; she's looking at you with an intense gaze, she licks her lips while looking at you, she laughs as everything you say, or she does the hair toss. These are all signs she is interested and a kiss is right around the corner. Tip#10: The Phone Call. There are some rules that say you should wait two days. There is nothing wrong in calling her the following day but don't make a big deal out of it. As a confident man you move through life at your pace. As far as what to talk about simply pick up from the last conversation you had with her the day before so it's still fresh in her mind.

5 Easy Tips In Seducing Women



Most men find difficulty in interacting with the opposite sex. I can imagine that it is a lot more difficult when it comes to seducing them. To make it a little easier for you, I'm giving you five easy tips in seducing women. Before anything else, I find it important that we define the nature of both sexes. First, let us take a look at men in general. Men are, by nature, simple beings. They say what they say and they believe what they see. I'm not implying shallowness in their specie. What I'm pointing out is that when they mean business, they really mean business. They interpret actions without any ambiguity and vagueness. Everything is direct to the point. It's the opposite thing when it comes to women. Women like to play tricks. They love to interpret and be interpreted. Unfortunately, majority of men do not decode signals sent by women. Hence, there are the so-called mixed signals. To make it easy for you, I came up with five easy tips in seducing women. It involves the five senses so better keep all of them working. It is necessary that you set aside your straightforward-slash-almost insensitive nature when trying to seduce a woman. The easy tips in seducing women I'm providing won't be useful at all if you retain it. First, observe the power of sight. Although it is universally known that looks aren't everything, it is indispensable in seduction. Most people say that men are visual creatures. I agree. However, women are visual creatures too. It's just that women aren't easily carried away by men who are oozing with great looks. For women, a clean and presentable appearance is enough to seduce them. A good look is an advantage but it's definitely not that much of a requirement. Second, listen to the power of hearing. Women are not seduced with loud and rough rock music. Women crave for slow and sweet sounds. The relaxing and engaging melody of the music always sets the mood. Third, sniff the power of smell. One of the easy tips in seducing women that I can share to you is related with the scents and fragrances. Smell is one of the factors that triggers certain moods. Citrus scents triggers energy. Lavender and chamomile scents bring out a relaxing mood. Same goes with vanilla. Fourth, savor the power of taste. It all sums up into a single word: aphrodisiacs. The universally known food that seduces almost everyone is chocolate. Yes, you read it right. It's chocolate. Women may frown over this but believe me; the role of chocolates as an aphrodisiac will take over later on. If you're not a big chocolate fan, you might want to try other aphrodisiacs such as raw oysters, strawberries, truffles, caviar, champagne and mussels. It's one of the easiest tips in seducing women because if there's one thing that everyone can relate to, it's food. Last of all, feel the power of touch. I'm not saying that you go crazy and touch her everywhere. It's a big no-no. In this category, subtlety matters. You don't want your prospect to think you're a maniac or something. Like what I said earlier, women like to decode signals. Just a swift and gentle touch on the shoulder or a firm hand hold as she steps out of the car is enough to send her a signal that you're seducing her yet you respect her boundaries. Although it's not usually noticed, the five senses play an important part in seduction. That's why before trying anything else, it is suggested that you try first the five easy tips in seducing women. I hope it will be useful for your future encounters with women. Good luck.

Tuesday, September 16, 2008

Sarva Shiksha Abhiyan

Sarva Shiksha Abhiyan (SSA) is Government of India's flagship programme for achievement of Universalization of Elementary Education (UEE) in a time bound manner, as mandated by 86th amendment to the Constitution of India making fee and compulsory Education to the Children of 6-14 years age group, a Fundamental Right.

SSA is being implemented in partnership with State Governments to cover the entire country and address the needs of 192 million children in 1.1 million habitations.

The programme seeks to open new schools in those habitations which do not have schooling facilities and strengthen existing school infrastructure through provision of additional class rooms, toilets, drinking water, maintenance grant and school improvement grants.

Existing schools with inadequate teacher strength are provided with additional teachers, while the capacity of existing teachers is being strengthened by extensive training, grants for developing teaching-learning materials and strengthening of the academic support structure at a cluster, block and district level.

SSA seeks to provide quality elementary education including life skills. SSA has a special focus on girl's education and children with special needs. SSA also seeks to provide computer education to bridge the digital divide.

AIG looks at liquidating assets

In a bid to garner $50 billion in liquidity, American International Group Inc., is making last desperate moves to avoid being downgraded by rating agencies when the markets open today. The insurer is already working on a re-structure plan that is expected to be disclosed later today. It is pursuing a three-part plan to raise $40 billion in liquidity. Among other things, it may pursue immediate sale of airplane leasing business. According to media reports, AIG is also in talks with Warren Buffett. Executives of insurer American International Group Inc met top New York state officials including Governor David Paterson and insurance and banking regulators over the weekend seeking permission to liquidate assets to raise cash, a media report said on Monday. These assets include Manhattan real estate, the report said, citing unidentified sources. AIG on Sunday approached the Federal Reserve seeking $40 billion in short-term financing, to avoid rating downgrades and bolster the capital of its holding company, according to the New York Times. The company could hold an investor call on Monday, the Wall Street Journal said on Friday.

What is Chapter 11 Bankruptcy

The US bankruptcy code 11 is usually the path taken by organizations, when faced with crippling debt. Code 11 gives the organization ample time to restructure its assets and attempt a profitable start. 

Though considered to be one of the most complicated of all bankruptcy cases, it is opted after extensive deliberation by the management. 

Federal laws determine the laws of payment and further division of assets. Secured creditors are the first to get back their money. Bond holders are the next and shareholders of the company are the last to receive any kind of compensation. Though they make the maximum when the company is doing good business, they get the least preference in such situations. The owners may not get anything at all if the secured and the unsecured creditors' claims are not fulfilled. Bondholders stand a better chance of recovering their debt because of the commitment by the company to pay back the principal. 

Even after the company has filed for bankruptcy, the company's securities may continue to trade even after the company has filed for bankruptcy under Chapter 11. The company's securities may continue to trade on NASDAQ and NYSE. 

In most of the cases, the company's reorganization involves liquidating the equity shares and the management moving into the hands of creditors and bondholders; it is extremely risky for investors to trade in these stocks

Companies follow this route mainly to have control over the reorganization process. In worst cases, the only option is to liquidate.

Lehman-invested Indian firms lose over Rs 2,000 cr

Lehman Brothers' move to file for bankruptcy today wiped off more than Rs 2,000 crore from the market valuation of those Indian companies in which the US financial major has made equity investments. Lehman itself recorded a loss of more than Rs 50 crore today on its investments in India, which is nearly 10 per cent of its current holding worth an estimated over Rs 500 crore. The loss would have been much higher if Lehman had not started offloading its equity holding in Indian companies late last month. In a major selling spree that started on August 21, Lehman has sold shares worth close to Rs 400 crore in nearly 10 companies, including NIIT Ltd, Cranes Software, Amtek Auto, Amtek India, Fedders Llyod, Northgate, Mastek, Triveni Engg and Prajay Engg. Prior to this sell-off, Lehman's Indian equity portfolio is estimated to have been worth more than Rs 1,000 crore, which has now nearly halved to about Rs 500 crore. Most of the shares offloaded by Lehman in India, including those in NIIT, Cranes, Amtek Auto, Amtek India and Northgate, has been purchased by Deutsche Bank, according to the bulk and block deal data available with the bourses. Besides the 10 companies where Lehman has offloaded its shares, Lehman had equity holding in about two dozen firms at the end of June quarter. These firms include Spice Communications, Spice Mobile, Anant Raj Industries, Edelweiss Cap, IVRCL Infra, Tulip Telecom, Consolidated Construction, PSL, Orbit Corp, Development Credit Bank, Champagne Indage, Godawari Power, KPIT Cummins, West Coast Paper, IOL Netcom, Dhampur Sugar, Prithvi Info, Golden Tobacco, Emkay Global, Vijay Shanti Builders and Pioneer Embroidery.

The Training And Skills You Need To Become An FBI Agent

The year 1908 saw establishment of a small force of special agents within the Department of Justice. This force was mainly comprised of former secret service agents and department peon investigators. They were assembled and ordered to report to the Chief Examiner, Stanley Finch. This was the beginning of the department now called the Federal Bureau of Investigation (FBI). If you are like many who are intrigued by this elite investigative force, you may wonder about what it would take to become the next special agent Moulder, or perhaps Scully? If that is your dream, there are two ways this can be accomplished. One is to become an officer of law enforcement and wait for an invitation. Nominees are chosen from every state in the union as well as the U.S. territories and one-hundred and fifty foreign nations. If , however you prefer to seek a position on your own, there are a few things you will need to know about qualifications and the training you will need to become a FBI agent. First, you must be a U.S. citizen between the ages of twenty-three and thirty-seven and be capable of passing the agencies strict physical requirements. The requirements include having 20/20 vision in one eye and no less than 20/40 with correction in the other. You must also possess a bachelor's degree from a specially credited college; you must major in a subject that prepares you for a career in law, like criminal justice or law enforcement. Beyond the educational requirements, you will also have to pass a rigorous background check, up to and including a possible lie detector test. Once you are accepted in the training program, you will be off to Quantico, Virginia for the New Agents Training Unit (NATU). At Quantico, you will begin a seventeen-week training that will include six-hundred and forty-three and a half hours of instruction. This instruction is spread over four major concentrations, academics, firearms, operational skills and integrated case scenario. Now that you have finished with your training, you must pass the course by achieving a minimum of eighty-five percent in the following disciplines; behavioral science, interviewing, ethics, interrogation, forensic science, legal, basic and advanced investigative techniques. The physical testing that is required is as intensive as the academia and is on going. There will be testing during the first, seventh and fourteenth week of training. The tests are made up of sit-ups, three-hundred meter run, push-ups and a one and half mile run. These tests will be scored and the participant must get at least twelve points out of a possible forty. In addition to the outright physical rigors, the new comer will need to pass a defensive tactics test that will include boxing, grappling, handcuffing, control holds, searching, weapon retention and disarming techniques. I could go on. But it is hard to cover all the things you need to become an FBI agent in this short article. If you really want to join this elite group, I ask you to do more research on the internet. There are excellent websites that cover the FBI career in more detail. Note: You are free to reprint or republish this article. The only condition is that the Resource Box should be included and the links are live links.

How to Become a Private Detective

Whenever someone asks me what I do for a living and I tell them I'm a private investigator I usually get the same response. "Oh how interesting. I've always wanted to be a private eye, how can I become a private detective." It's not that easy to answer at a BBQ or cocktail party but in this series of articles I'm going to attempt to outline a step by step guide on "How to become a PI". We will be focusing our attention on these basic areas. 1. State licensing requirements 2. Education and Training 3. Integrity investigations 4. Getting started tomorrow First and most important is learning your state licensing requirements. Some states require a test, some don't. Some states require you work a certain number of hours under a licensed private Investigator until you can get licensed yourself but some do not. Some states require a degree in criminal justice, some do not. Most states will require some experience as an investigator before they will issue a license. This is why most private investigators are former police officers but many are not. Almost every state will do a background investigation to determine if you have a criminal record or outstanding warrant, some states will even look into your credit history and ask for personal and professional references. Today a licensed private investigator can have access to a variety if personal information such as social security numbers, criminal records checks, locating databases. If a person of suspect character had access to this type of information they could irresponsibly release it to a stalker or potential murderer, or at the very least an identity thief. So that's why it's important for private investigators to be regulated at the sate level. Each state is different and you can either use goggle to find online state by state licensing requirements for private investigators or contact your sates dept of licensing. Second is education. If your state requires a degree in criminal justice you'll need to find a good school or online college. Even if your state does not require a degree your potential employer may. So you'll want to get some kinds of degree or certificate. There are many online schools that offer a Private Investigator certificate. This may not help with your state licensing board but a potential employer will be impressed that you are taking your new career choice seriously by getting some education under your belt. Third is Integrity Investigations, sometimes also called mystery shopping. These companies will hire inexperienced private investigator trainees to visit local businesses in their area to conduct undercover visits and see if the employees are following the stores corporate policies. Sometimes you'll visit a major dept store and take covert video. Other times you'll dine for free at a restaurant and report back on the quality of food and service. It's very important that you carefully research the companies that are offering mystery shops and integrity investigations. You should NEVER have to pay an up front fee of any kind to a reputable company. Last is getting started tomorrow. With a little bit of research you can find recourses to lead you to reputable Mystery shopping companies. Apply and they can accept you train you and have you out doing investigations in days. Do some investigation and find out your sates licensing requirements. If no license is required you could be in business in no time. Especially if you have life experience in helping people and problem solving.

Being Compassionate at Work is Service

Its not about just wearing your landau scrub and immersing yourself at work. Quality service goes beyond doing the assigned tasks to you perfectly. It is more than the accolades you receive for perfection of your work. Service means being compassionate, feeling what your patients are feeling and understanding what they are going through. This may sound beyond your work description but for someone who values not only his work but patients as well, being compassionate means a lot to a patient and to the institution who swears to give service to the needy. You've heard it before. Never get too attached to your patients or else you will be engulfed by your emotions. Your balanced mind would be clouded and you will be lost in your emotions. Sometimes, favoritism might be developed. And someone's demise and sorrow might be taken as your own. These are the fears that one is facing when working in an environment that is sensitive to one's feelings and emotions. When almost everyday, one's life could be taken because of sickness or accidents. Maybe some doctors and nurses shed off their emotions once they wore their landau medical scrub. Maybe this works for them, being able to separate their emotions from their professional work. Sometimes, this is good. You are being professional in everything you do. But what does compassion really means? And why is it important? Compassion at work means understanding your patient. It means that the lost of a loved one or a threat to their health is really a big thing for them and must not be taken lightly. You were being looked up to by them to explain things patiently and clearly. Sometimes, they couldn't trust your judgment and they blame you for the misfortunes that befell them. Don't just walk out after giving them your speech. Service means being able to reach out to them even though they are pounding and blaming on you. Treat your patients with respect whether or not they are rich or poor. Sometimes, some practitioners give more preference to those who can pay their rates. A true service means looking beyond the monetary benefits and looks at everyone with equal treatment. Be open and frank to your patient and patient's family in a way that they could well digest what you are saying. Give them what they deserve. Sometimes, even giving them more than what they expected. You can't just give them free medicines and treatments but at least you make them feel that you are not merely doing your duty but you are sympathizing to them as well. You know that being in the hospital is the last place they want to be and that you are there to extend not only your help but your comfort as well. Don't be proud that you are there to give them prescriptions but be proud because you can help them in the best way you could. Lastly, never forget to help people whenever they are in need.

Atlanta Party Bus Tips

Down south is the big A. Atlanta is a growing city that is leading the rest of the South, especially when it comes to partying. Some of the biggest names in hip-hop frequent Atlanta. Hit up the biggest clubs and you might catch some of the most recognizable faces in the industry. As we can only dream of such a lifestyle, the next best thing is to at least, well party like a rockstar!

Regardless of venue, the ultimate way to get around is in an Atlanta party bus. No doubt, these are the new limos of the 2000s. Accommodating your party of over 15 has never been easier with a party bus limousine. Party buses allow you to get down all night long with a fully stocked bar driven by some of the coolest chauffeurs you will ever meet. Any reasonable request can be fulfilled, in conjunction with, of course, the most pristine level of service. Since no one is designated driver, everyone gets to have fun without worries.

Party buses can feature some of the most entertaining amenities, including 3 full bars, mirror ceilings with lights, a booming sound system, plasma tvs, and more. Keep the party going even when roaming from club to club.

Here are some tips to booking and renting a party bus limo in Atlanta:

1) Book early. The earlier, the better. Party buses are limited and most limo companies don't even have these on-site. They usually have to call in and get the bus from someone else. It's a good idea to go with a limo company that maintains their own.

2) Examine and visit the limo company. Before booking, it is a very good idea to check out the party bus you will be getting. Make sure to ask any and all questions that come into mind. They should be more than happy to give you a tour.

3) Ask about amenities included. Many party buses come with plasma TVs, DVD/CD players, fiber optic lightings, mirrors, a fully stocked bar, and more! If there is a specific amenity you need, be sure to ask.

4) Make sure the limo company you decide to go with carries a license and is fully insured. The recommended minimum is $1.5 Million per vehicle.

5) Be courteous and respectful of the party bus. It is great to have fun, but treat the ride as if you owned it. Any damages to the amenities can cost the party organizer.

Follow these easy tips and your party bus experience will always be remembered. Atlanta and party buses are a great mix. With common sense and these tips in mind, you can be assured of a great night of partying, even on the roads of Atlanta.

How To Play Guitar

In the next few minutes you're going to learn that to teach yourself to play guitar with online guitar lessons is not only fun, but can also be easy and fast. But there are certain things you should know about before you attempt to look for guitar lessons for beginners.

If you've been searching the web for guitar lessons online, I'm sure you already found out what I'm about to tell you. There are tons of sites that will offer you free guitar lessons and they tell you that you will learn to play guitar fast.

In most cases they offer you very little in complete instruction, and only give you fragments of information. What good is learning something out of the correct order in which you should be learning them? Yeah. You're right. Not good at all. It'll confuse you and leave you frustrated.

Beginner guitar lessons need to start you at the beginning, not in the middle or somewhere other than the beginning. Do you want to learn to play guitar fast and not know why you're doing what you're doing? Or do you want to learn to play guitar fast and understand the concepts?

What I want to do is point you in the right direction. I want to teach you how to learn guitar the correct way. It's easy, and according to your honest desire, can be very fast. How about you playing songs on your guitar in under 7 days? Yes you can.

In order to teach yourself guitar, it's wise that you understand that you have to have a real desire to want to learn how to play guitar. It takes discipline. You have to practice everyday. The more you practice, the faster you'll be playing songs for your friends, family, boyfriend or girlfriend.

Won't that be cool? Whether you want to learn how to play electric guitar, or if you want to learn how to play acoustic guitar, you need to know the proper foundation to start out on, and then build on that. That's what I want to do for you.

Pictures on a Dating Site

What does David have to say about match.com? Or Yahoo personals? Or any one of the number of online dating sites? This is an open letter to all of you who are paranoid as hell to post your profile on an online dating site: Wake up! The number one excuse that people give for not putting themselves on a dating site is that they are so afraid that someone is going to find out. Let me tell you something: if somebody finds out, then they are on that dating site too! Let's say that you are in the office and that hot girl you were attracted to but afraid to talk to walks over to you and says, "hey Jim, I saw your profile on match.com." What are you going to do in that situation? You're going to look at her and say, "really? I didn't know you were on match.com too?" She's only going to come over and tell you that she saw your profile if she's somewhat interested. She's not going to come over and say, "I saw your profile on match.com, what are you doing on there?" The same thing that you're doing on there – trying to meet somebody! You don't need to defend yourself, because she's on there too! Everyone is so afraid that somebody is going to see their profile online – but if somebody recognizes you from match.com and approaches you in public, it means that they are attracted to you and want to talk to you! Otherwise, they wouldn't say anything, they would just run and hide. I've seen people walking around whose profiles on match.com I've seen when I've been doing profile work for clients. I've seen their pictures and their profiles, and I'll look at them and I'll hide – because I don't want to talk to them! I don't feel like walking over to them and saying, "hey, the other day I was looking at your profile on match.com, and I didn't know that you liked to run naked through the rain." The great thing about posting your profile on online dating sites is that it is now socially accepted. Put your picture online – who cares? It doesn't matter. You want people to know that you're single. It's so funny that people complain all of the time about being single, but then they try to hide the fact that they are single. They go to a party and someone asks, "so, you're single?" And they respond, "yeah, I'm single" in a depressed voice, rather than saying, "yeah, I'm single. Do you know any great people to introduce me to?" People are so afraid to put it out there. Being on the internet is now socially acceptable. Get yourself on a dating site. Yes, I'm sure I'll get a ton of comments and emails about how there are crazy people online – but there are crazy people everywhere! I see crazy people online all the time. The other night we were doing an internet product - which I will release soon, it's fantastic! It's a two-hour audio with what is right now about a 75-page book accompanying it about how to date online. It's my first full online dating product besides Girls Tell All: Secrets of Online Dating. And it was great – it happened at the end of a bootcamp, we recorded the whole session with a bunch of guys, and I just walked them through how to date online. So during this evening, I was on jdate.com – yeah I am a New York Jew, whatever! I have my profile up on a couple of dating sites because it's fun and I learn a lot. I can write things. Most of it is research, but I have gone out on a few internet dates. So I'm on this site, and a woman IMs me. We're basically just chatting away, and she's saying, "yeah, I just don't really meet anybody online, I don't know what it is," while she's chatting with me. You don't meet anybody online because you have a bad attitude! You have to realize that people are on there, and you can shop. It's so great. It's like midnight right now, and we can just shop for people online. Patrick, what are you in the mood for right now? Would you like a brunette? Patrick: I like blondes, personally. David: Alright, a blonde. So why don't we get on yahoo.com right now and go find some blondes. It's like a convenience store for people, 24 hours a day! You can even click and see who is online right now and find people. It's instantaneous and fun. For those of you who have never tried online dating, you really need to listen to this audio series that I will release soon. In two hours of audio, I'm going to tell you all the ins and outs of online dating, and you'll have a blast online. Online dating is like going to 7-11 – for people!

Can I Truly Find Love With Free Internet Dating

This article talks about using free internet dating to not only find a relationship but also find someone to date by using these online sites. How can I find a match with free internet dating? Free internet dating sites are responsible for many happy matches created on the internet. With the emphasis on dating through the internet, more and more people are searching for love online and these sites have the added ability to search for love without paying a high subscription fee. There are many different sites like these all over the internet, and many people use these sites for finding love and romance. Each one is a little different from the others in the fact that they use different criteria for matching their members. How do I use one of these sites? You will use a free internet dating site by signing up for an account. Then you will fill out a profile online and add a picture of yourself. The amount of information that you provide will enable them to find you a match. It is up to you as to how much information you put on your profile. However be careful about putting too much personal information on that site. Most sites will have you put your contact information on there and will only contact you if there is a problem. How many different types of these sites are there? There are many different free internet dating sites online. They vary in variety and scope. To find one, all you have to do is Google the term "Internet dating" and you will be presented with many different web sites for your consideration. You may pick and choose from the many that are available to you online. These are a good way to find love online and many have found love online with these sites. It is just a matter of time and patience on your part when using these sites online. What kinds of these sites are there? There are free internet dating sites for seniors, teens, gay and lesbian, and those with all sorts of different interests just to name a few of these sites. Since these sites are all free, you will have a good chance to find relationship with just the person that you are looking for. It may take a little time and patience, but your chances are good that you will find a match with your site of choice. With so many different sites to choose from, you would be hard pressed to just enter just one of these sites. Is this stuff for real? Yes, this stuff is for real. There is a lot of hype going on about free internet dating. It is good to use for when you really don't have the time to go out and date. It also offers you a measure of safety when using this type of service. It may sound hokey, but you can find love online by using one of these sites to find it. You will decide how far any dating goes when you are contacted by someone from the web site in question. But you can find romance online.

Dating Online Tips

Dating online can be an exhilarating experience, and can be extremely rewarding in the end. This is a unique environment where you can find people who are interested in the same things you are. Sometimes in every day life, this can be difficult because we often randomly meet single people who may or may not be compatible with us romantically. But you can't enter the online dating world with unabashed trust. People can pretend to be someone else more easily than in any other aspect of their lives. Tread cautiously when pursuing dates online, and adhere to dating online tips to help you navigate these sometimes dangerous but often rewarding waters. Dating online tips can include any number of topics from how to present your profile online to maximize you success rate, to how to protect your personal information, to how to act on a date, and how to be safe when physically meeting a person you've only talked to online. Sometimes you can get too excited about discovering someone that you can talk easily to on the internet, but this doesn't mean that you can entirely trust this person, and even if they are completely trustworthy, you might not be able to hit things off so smoothly in read person. You can find helpful information through dating online tips about what to do in the sticky situations that can happen in the online dating scene. One of the best tips when you're first embarking on the online dating world, is to be honest about yourself without revealing sensitive information. If you strive to come off as someone more interesting, more important, or more attractive than you really are, this will surely burn you in the end. The last thing you want to do is become one of those people that dating online tips tell people to look out for. Starting off by misrepresenting yourself is the worst thing you can do, and guarantees not being successful. Also, don't give out too much information about yourself as a desperate attempt to get noticed. If you make a lot of money in real life, you don't often wear a sandwich board that announces "Hey muggers, my pockets are full of cash, come and get me!" Dating online tips tell you to be discreet about your financial situation because there are pirnahas out there ready to get their hands on your financial information to exploit it, steal your identity, and a host of other nightmare activities. If you end up deciding to meet someone you've met online, agree to meet in a somewhat crowded public place, so the person won't know your address and can't stalk you or do other malicious things. You are still dealing with a stranger who may or may not be who they say they are. Dating online tips first and foremost put safety first. If you are really impressed with or attracted to someone, it can be very easy to be taken advantage of. Your defenses are down when you really like someone, you want them to be everything you imagine them to be. When participating in online dating, pay attention to dating online tips, and always be alert.

Shocking Tips to Follow to Find Love

This article gives tips on how to select free dating web sites for finding love and romance with these types of sites on the internet. How good are these sites? The truth may surprise you. These free dating web sites open up a whole new world of online dating right at your fingertips. This is indeed the wave of the future and millions of singles have already found love and happiness with these types of sites. With the time constraints of the world, these sites have become a godsend, doing the looking and matching for you to develop into further relationship. All you have to do is respond to the person of your choice. Then you can sit back and enjoy what happens next. Just watch love come into full bloom as you watch. Are there any particular sites that would be good to choose? There are many different free dating web sites that would be good to choose to meet those gorgeous singles out there online. However, by googling the term dating into a search engine you will be better able to choose a niche that you wish to explore. The terms that have the lesser hits on them will have less competition for people and these are some of the better sites. You may also google the term free dating sites in order to see what is out there and what is available to you. This will also give you some idea of what is currently popular and what is not. How do I find these sites? All free dating web sites are listed on the internet. With all the links that your search will hold, and the ads and specialization of these listings, you will have a sure fire way of finding your one love. By using a free group on Yahoo, MSN or Google, you will have another way to find out where these sites are and how to join in the fun. By looking at free dating web sites and by using these tools, you will have a much better chance of finding that special someone on one of these free dating sites. It pays to be safe When choosing free dating web sites, you should remember to follow all the instructions as given on those specific websites. These instructions are listed for a specific purpose. Therefore, if you follow them it will help secure your privacy and safety. Ignoring these obvious warning signals could land you in trouble. So play it safe and follow the rules as far as possible for your own good. How do I make things work? You sign into free dating web sites and respond to all your emails and contacts. Then as time goes on, you begin to get closer to someone. Then it is up to you and your chosen date to make a go of it. Only you will be able to decide the success or failure of this particular enterprise. It takes time, willpower and patience in order to see a relationship grow and blossom. So take your time and correspond with that special someone and let things come as they may. In time, it will be revealed if this person is the one for you.

When You're On Your First Date?

You've finally gotten there. You've met someone that you like, you've gotten to know them via e-mail, phone or webcam, you both are ready to meet in person and you've both agreed to a date. What do you do now? Tip 1: What do you wear? If you have a specific activity in mind, then dress appropriately for that activity. If you are doing something casual then dress the way you normally dress. If you like to wear jeans, then wear jeans, if you like to get dressed up then do that. Aside from changing clothes for an event, you should dress as you see fit. Dressing for someone else is not authentic and can be uncomfortable. Don't feel obligated to go out and purchase a new outfit. You match wants to date you so be yourself. Tip 2: How do you prepare? When you have your outfit selected make sure that you get everything else into place. Care for yourself the way you normally do and make sure that you are well groomed. Sometimes a sprits of perfume or cologne can be applied. But make sure that you don't go overboard. Tip 3: When should I get there? The last thing you want to do is make a bad impression at the very beginning of your first date. Arrive a little ahead of time and get comfortable with your surroundings. If you are going to be late for any reason, call your date immediately and let them know. Your match will understand if you get caught in traffic. As soon as you arrive, call your date and let them know that you're there and where they can meet you. Your date doesn't want to have to wander around wondering where you are. Find a specific location to meet them, like by a fountain in front of a movie theatre or in the second booth at a restaurant. Tip 4: Nerves You and your date will most likely be nervous. There are very few people who don't feel even a little anxiety during a first date. Breath deeply and try to relax. Some people tend to start out with a few nerves then make them worse by thinking about how wrong things can possibly go. One way some dates like to deal with their nerves is to consume alcohol before the date. This is not a good idea. While it might calm you down, it might have other effects on you and your date might not find it attractive if you smell like a brewery. Tip 5: Conversation Have some topics in mind before the date. Make sure to relate them to something that you have spoken briefly about or a mutual interest. If you have never talked about politics don't suddenly ask your date what they think of Obama. Make sure that both of you are interested in the topic and can contribute to the conversation. If you love politics and your date doesn't you will even up talking to them instead of talking with them. Don't not excessively talk about yourself. While you will want to tell your date a little more about you, if you start telling them your life story without giving them a chance to say anything, you will also find yourself talking to them. An interviewing technique is to ask people questions about themselves. This way you get to know them and they will begin to open up to you. This can also be helpful if you're nervous and aren't sure of what to say. Of course, your partner could lapse into talking at you instead of talking with you. If they do this and you don't appreciate this type of conversation, try to interject without interrupting. However, if you're shy and like to listen instead of talk, then this style of conversation might work for you. However you feel comfortable communicating with them will work best. But make sure that you know what your partner's conversation style is like. Tip 6: End on a good note Should you try for a good night kiss? This is also a burning question. You should watch for your partner's body language and other types of feedback. When you end the date, are they smiling? Do they ask you out for a second date? Does it look like they had a good time? If you are in doubt, then wait. If your date kisses you, then congratulations! If you feel uncomfortable by this then just take a step backwards and let them know. Make sure you're kind and don't bruise their ego. Whatever you thought about the date itself, tell your date that you had a good time. If you did not have a good time, you may want to think about the date some more and critique what happened. If you decide that you do not want to go out with this person again, then let them know gently. If all goes well, then you are on your way to your second date.

Monday, September 15, 2008

Overview of Online Dating and Dating Websites

The concept of online dating has existed for more than a decade, and over the years, as Internet technology has gotten more capable, dating website have become more advanced and useful. When people did not have high speed Internet, using graphic intensive websites was slow and frustrating, and online dating relies heavily on the use of pictures. Also, there were not as many Internet users ten years ago as there are now, so the crop of who to choose from was limited. Now nearly every person in developed countries has a computer or uses the Internet regularly, meaning you can essentially connect with anyone. Besides the technical aspects of online dating, the acceptance of it has grown exponentially larger. Only a short time ago, it was thought that people who resorted to using the Internet to find a date were losers and could not get a woman in the real world. Now, online dating is seen as a way to avoid common date finding scenes, such as bars and clubs, and alleviate some of the awkwardness and pressure of asking someone out. Online dating sites are also popular due to their matchmaking capabilities. By inputting basic and advanced data about yourself, the website automatically pairs you up with people who it deems would be compatible with you. Sites that utilize matchmaking have closely related algorithms, although each company is unique in their approach. Some dating services choose to not participate in matching, and instead operate only as a medium for singles to meet other singles. In any online dating service, one is required to make a profile that lists their physical characteristics, hobbies, activities, likes, dislikes, beliefs, and other describing attributes. A basic matchmaking system puts people together who just have the most similarities, while more advanced algorithms bring people together using more criteria. You are given a dedicated page for your profile, which may or may not be available for viewing by non-members. Some dating sites limit the profiles you see, and make you pay for deeper access. Paid online dating sites have tons of options and features. They are notorious for advanced matchmaking, and are confident enough to allow free trials of their service to entice people in to joining. The general, overall design and feel of paid websites is better than free ones, and the interface is often easier to use. Paid sites have many more members than their free counterparts, as by charging money to join, they have larger advertising budgets and thus have more resources to attract members. Many online daters prefer to pay money for the service, as they see free alternatives as inferior and more likely to have low-brow, unsuccessful members. Free sites generate the majority of their revenue from advertising. Marketing is done primarily by word of mouth, and it is rare that you will find any formal advertisements promoting the company. This is not to say that free dating services cannot result in a good match, but statistically you are better off taking the paid route. Several websites allow you to search and read profiles for free, but charge for the right to communication. Depending on the website, communication between two people may be done through email or a custom messaging system designed specifically for the dating website. Neither option is better than the other, although the use of email may allow more freedom.

What Is The Main Difference Between Free Dating Websites Vs. Subscription Sites?

What is the major difference between dating websites that are free and ones that you need a subscription to use? Why should you pay for something that you can get for free? Not all dating websites are made the same. It's important to know what you're looking for before you start using a dating website so you can make an informed decision. 1. Aesthetics Free dating websites can be very sloppily made. Some of these sites are very difficult to navigate and you can easily misunderstand the features and options. Paid websites are, for the most part, well organized and easy to use. Each has different features and it should be apparent how the site functions and how you use it. There is often a thorough help section and a tech support team will answer your questions promptly. 2. Advertising Free websites have to make money in order to run. So they stifle you with adds. At times, it's impossible to tell whether what you want to click on is a link to a feature on the dating site or a link to an outside website. Because of the sloppy layout, it can be even more confusing. Ironically, some free websites actually advertise for paid dating websites. Paid websites make their revenue through the subscriptions, so you're not inconvenienced by popup adds and confused by the add placement. 3. Matches Free websites will show every profile with a zip code near you as a match. Some of the sites don't bother to filter their search results at all, leaving you to sift through the profiles looking for a decent match. These websites also allow users who don't fit any of your criteria to contact you. You then have to not only find your own matches, but have to bother with members that you would never want to date sending you messages. Paid websites make sure that your results fit the requirements that you've already specified. Some can narrow down thousands of profiles to only a handful while others can provide a wider range. 4. Spam Free websites are easy to sign up for and members, particularly male, can find themselves inundated with messages from women claiming that they've fallen in love with them, the only problem is that they're stuck in Africa and need airfare back to the states. Paid websites require actual payment, so there is little to no chance of a spambot appearing on the site. 5. Contact Free websites claim to feature options for friendship and hanging out and various other non-romantic relationships. However, it doesn't matter if your profile states that you're already in a romantic relationship or that you're on the website looking for something platonic, you can still be contacted by members who ask you out on dates and want to share a bottle of wine with you and "see what happens." Paid websites are more specific to the user's needs. When someone purchases a subscription to a dating website, they and the other members on the site, know that this individual is looking for some kind of intimate relationship, whether it's a chance to go on a few dates or hope to find someone to marry. There is no miscommunication and one does not have to delete multiple e-mails from people who don't bother to read the user's profile and contact them regarding a relationship that they aren't even interested in. 6. Moderation Free websites attract everyone, including those who aren't actually interested in dating. Since so many users sign up for the website, it is very difficult to moderate all of the comments and profiles. Even when users are reported and their accounts are closed down, it is just as easy for the offender to open a new account and continue their offensive behavior. Paid websites have fewer members and as such are easier to police. Since there is a subscription fee involved, those who sign up for the site are serious about getting into a relationship and wouldn't waste their money just to harass other members. Paid sites also monitor their user's profiles more closely. If you're looking for a relationship or an intimate connection, using a paid website will help you find someone who is right for you by narrowing down options and providing a friendly community of potential matches. Free websites can be used to simply meet other individuals, but it takes time to navigate the site and weed out those who don't meet your criteria. If you're serious about dating, getting a subscription to a dating website is a small price to pay.